五、热点素材 阅读理解。
In 2025, China's government made important changes to the medical insurance for rural and urban residents. The goal is to help more people get better and cheaper health care.
The government now gives 700 yuan per person each year to support this insurance. This is 30 yuan more than before. People only need to pay 400 yuan themselves, the same as last year. This means families can save more money when they go to the hospital.
For example, if someone gets sick and needs to stay in a city hospital, the insurance will pay 70% of the cost. If the bill is 10,000-yuan, he/she only needs to pay 3,000 yuan. For serious illnesses like cancer, there's extra help called critical illness insurance, which can cover up to 400,000 yuan.
The government also wants more people to join. If you keep paying the insurance every year, you'll get higher limits for critical illness coverage. But if you stop paying, you might lose some benefits.
This policy helps everyone, especially those in need. Farmers, students, and people without jobs can all join. Even those who live in cities but don't have local hukou(residency) can sign up with their residence permit(居住证).
(
C
)1. How much does the government give each person for medical insurance now?
A. 400 yuan.
B. 670 yuan.
C. 700 yuan.
D. 1,070 yuan.
(
A
)2. What's the personal payment for a 10,000-yuan bill in a city hospital after insurance?
A. 3,000 yuan.
B. 5,000 yuan.
C. 7,000 yuan.
D. 10,000 yuan.
(
B
)3. Who can join the medical insurance?
A. Only people with local hukou.
B. Farmers, students, and non-local residents.
C. People who work in cities.
D. Retired workers.
(
A
)4.新考法 Match the policy details with their descriptions and choose the correct one.
A. ①—B；②—C；③—A；④—D
B. ①—C；②—B；③—D；④—A
C. ①—B；②—A；③—C；④—D
D. ①—D；②—C；③—A；④—B
(
B
)5. What's the main idea of the passage?
A. People should save money for health care.
B. The government helps people get cheaper medical care.
C. Hospitals are getting better in China.
D. Critical illness insurance is very important.
解析：
翻译:
### 五、热点素材 阅读理解
2025年，中国政府对城乡居民医疗保险做出了重要调整。目标是帮助更多人获得更好、更实惠的医疗服务。
现在，政府每年每人补贴700元用于支持这项保险，比之前多了30元。个人只需缴纳400元，和去年一样。这意味着家庭就医时能节省更多开支。
例如，如果有人生病需要在城市医院住院，保险将支付70%的费用。如果账单是10,000元，他/她只需支付3,000元。对于癌症等重大疾病，还有一项名为大病保险的额外保障，最高可报销400,000元。
政府还希望更多人参保。如果每年持续缴纳保险费，大病保险的报销限额会提高。但如果停止缴费，可能会失去一些福利。
这项政策惠及所有人，尤其是有需要的人。农民、学生和失业人员都可以参保。即使是在城市居住但没有当地户口（户籍）的人，也可以凭借居住证参保。
（ ）1. 现在政府每人每年补贴多少医疗保险费用？
A. 400元。
B. 670元。
C. 700元。
D. 1,070元。
（ ）2. 在城市医院花费10,000元，参保后个人需要支付多少？
A. 3,000元。
B. 5,000元。
C. 7,000元。
D. 10,000元。
（ ）3. 谁可以参加医疗保险？
A. 只有有当地户口的人。
B. 农民、学生和非本地居民。
C. 在城市工作的人。
D. 退休工人。
（ ）4. 新考法 将政策细节与其描述匹配，并选择正确的一项。
A. ①—B；②—C；③—A；④—D
B. ①—C；②—B；③—D；④—A
C. ①—B；②—A；③—C；④—D
D. ①—D；②—C；③—A；④—B
（ ）5. 这篇文章的主旨是什么？
A. 人们应该为医疗保健存钱。
B. 政府帮助人们获得更实惠的医疗服务。
C. 中国的医院越来越好。
D. 大病保险非常重要。
